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Business interruption

MULTI-RISK

HomeBusinessesMulti-riskBusiness interruption

Business interruption insurance

for business
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    Your dedicated adviser will guide you on

     Risk analysis

     Placement strategy

     Advice if you need to make a claim

     Market intelligence

An incident that affects the business (fire, flood, storm, etc.) can disrupt its activities and may have financial consequences, which can be very serious.

Business interruption insurance compensates the business for the effects of the reduction in sales and helps it cope with its fixed costs by covering its overheads (depreciation, taxes, rent, staff salaries, interest on loans, etc.) This type of insurance also helps the business to cover some of the additional costs associated with the incident.

Among other things, the business can take out insurance

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for interruptions due to the following events
  • Fire and explosion
  • Damage to electrical equipment
  • Water damage
  • Machinery breakdown
  • Natural disasters (cover must be included at the point of taking out the policy)
  • Damage to motor vehicles
  • Riots, social unrest and vandalism
  • Attacks and acts of terrorism (cover must be included at the point of taking out the policy)
  • Supplier failures, lack of access to the site or shutdowns (shopping centers or retirement homes) ordered by the administrative authorities.

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