Business owners must take steps to ensure that conditions in the business are safe.
Prevention measures must be appropriate to the characteristics of the business, including the location of the premises, the nature of the construction materials, the use of hazardous materials, the volume of stock held, etc. Thanks to its knowledge of risk and experience of claims handling, Suisscourtage – accompanied, if necessary by an inspector from the company – can provide the business with guidance on preventive measures, such as fire extinguishers, fire detection systems and automatic extinguisher systems (e.g. sprinklers, etc.). These must be designed, installed and maintained in accordance with the regulations recognized by insurers.
Measures of this kind not only limit the risk of fire or explosion, but also help to reduce the cost of insurance.